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Walmart cell phone plan?

I am with T-Mobile contract plan this time and it is going to be expired in coming October. Now I want to get details about the walmart cell phone plan. As I have heard, it comes with very pocket-friendly plan with pleasing offers. Have availed of any walmart plan? If yes! Please help me to get better and more affordable one. As I have seen a walmart plan, it is coming with unlimited text and some free talk time and it asks to pay only $45.00 only and the same benefits have been provided by T-Mobile at the monthly cost of $140. How can it be possible? Is it right? Please provide me with actual information.

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