Can anyone help me with prepaid mobile phone service provider that suits my budget?

I am looking into a pre-paid smart phone straight talk and some other have unlimited data talk and text for under $50.00 month are these plans worth getting and what are down falls of a pre-paid plan. I need: prepaid phone service, with roll-over minutes, no contract, within my budget. Can anyone recommend a service and mobile unit that will satisfy the above needs? Any help will be appreciated.

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