What should I consider while making payment for iPhone4 ?

I would be making payment for a smart phone iPhone 4 next week and I want to gather all the important details about the cell phone. Guys, I want to know about some important points that must be considered when I buy the iPhone 4. Here, I have also gathered some details, but your experience ans suggestions are more important than any details. So I would be making your experience very important than any other. I am also looking for some latest updates of iPhone4. Thank you in advance.

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