Do I need to pay extra for Mobile MSN or is it included in your phone plan?

I’m not talking about the Mobile MSN application. I’m talking about when you’re signed out of messenger and people send you a message that gets texted to your phone. I have unlimited texting and all that, but when I went to change the settings to allow more messages a month, I saw something about billing. Am I being billed for this separately or is it just letting me know that standard text messaging rates apply? I haven’t received a bill since I started this so I just thought I’d check.

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